Business Loans
Business Loans
Fast working-capital to keep your business moving— stock up, cover payroll, fulfil new orders, or grab a limited-time opportunity without slowing down. Our loans are quick to apply, simple to repay, and flexible for growing SMEs.
Benefits
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Fast decisions and simple paperwork.
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Flexible repayments aligned to your cash cycle.
Feature blurbs
Cash-flow underwriting – We assess real turnover (bank + M-Pesa) so healthy businesses aren’t blocked by heavy collateral.
Digital & transparent – Minimal documents, clear pricing, and guidance from start to finish.
What you get
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Sensible limits based on your turnover and performance
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Short-to-medium term tenors
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Access to top-ups for good repayment behavior
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No penalties for settling early
Who qualifies?
Registered businesses (sole prop, partnership, limited) with consistent turnover and recent statements.
What documents are needed?
National ID, KRA PIN, business registration/certificate, recent bank/M-Pesa statements, proof of address, and any relevant licenses.
Is collateral required?
Acceptable securities 1. Motor vehicle log books 2. Title deed / lease for developed properties
How quickly do I get funds?
Typically within a days after complete documentation and approval.
How do I repay?
Via bank, standing order, or M-Pesa—weekly, bi-weekly, or monthly to match your cash calendar.
